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Terms of use

1. Introduction

2. Information About Us

3. Accessing The Portal

  1. The Portal is made available free of charge
  2. We do not guarantee that the Portal, or any of its content, will always be
    available or be uninterrupted. Access to the Portal is permitted on a
    temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Portal without notice. We will not be liable to you if, for any reason, the Portal is unavailable at any time or for any period
  3. You are responsible for making all arrangements necessary for you to have access to the Portal
  4. You are also responsible for ensuring that all persons who access the Portal through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them
  5. Where the Portal contains links to other websites and resources provided by third parties, for example to websites operated by scheme administrators such as Mercer or Aegon, these links are provided for your information only and we neither make any representations or warranties about nor accept any liability for the content of any such websites (subject to Clause 8.3). We have no control over the contents of those websites or resources

4. Your Account and Password

5. Intellectual Property Rights

6. Malware

  1. We do not guarantee or represent that the Portal will be secure or free from bugs, viruses or malware of any kind
  2. You are responsible for configuring your information technology, computer programs and platform in order to access the Portal. You should use your own virus protection software
  3. You must not misuse the Portal by knowingly introducing malware of any
    kind, viruses, trojans, worms, logic bombs or other material which is
    malicious or technologically harmful. You must not attempt to gain
    unauthorised access to the Portal, the server on which the Portal is stored or any server, computer or database connected to the Portal. You must not attack the Portal via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 or, if you are not accessing the Portal from within the UK, the comparable legislation in the relevant jurisdiction. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them to the extent permitted by law. In the event of such a breach, your right to use the Portal will cease immediately

7. Linking to the Portal

    1. You may link to the home page of the Portal, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it to content posted on the Portal
    2. You must not establish a link to the Portal in such a way as to suggest any
      form of association, approval or endorsement on our part where none exists to content posted on the Portal
    3. The Portal must not be framed on any other site, nor may you create a link to any part of the Portal other than the home page
    4. We reserve the right to withdraw linking permission without notice
    5. If you wish to make any use of the content on the Portal other than that set out above, please contact us at contact@firstbuspensionschemetrustee.co.uk

Liability

6. We have taken every care in the preparation of the content on the Portal. If we become aware of any inaccuracies in the content on the Portal, we will attempt to correct this as soon as we reasonably can

7. We will not be liable to you or any other person for any loss or damage  which may arise from your use or misuse of the Portal, including without limitation:

      1. loss of business; loss of revenue; loss of profits; loss of anticipated
        savings; wasted expenditure, loss of privacy and/or loss of data
      2. additional and/or unexpected expenditure and/or costs (including
        without limitation legal costs)
      3. loss or damage, which arises from your misuse of the Portal or any of the information or materials made available to you via the Portal; and/or
      4. consequential loss or any other loss or damage of any kind which does not result directly from our actions or the actions of our associate companies, agents and other suppliers

8. Nothing in these Terms of Use excludes or limits our liability in case of fraud, fraudulent misrepresentation or gross negligence, for death or personal injury arising from our negligence, or any other liability that cannot be excluded or limited by English law

8. No Reliance on Information

  1. The content of the Portal is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Portal.
  2. Although we make reasonable efforts to update the information on the Portal, we make no representations, warranties or guarantees, whether express or implied, that the content of the Portal is accurate, complete or up-to-date

9. Variations

  1. We may revise these Terms of Use at any time by amending this page. You should check this page from time to time to take notice of any changes we make
  2. We may revise these Terms of Use if (but not limited to):
    1. there is a change in law
    2. we are required to change them by a national court or regulator
    3. we change the way in which you access the Portal
    4. we change the services we offer on the Portal; and
    5.  if there are any changes to the functionality of the Portal

10. Severability

1. If any provision within these Terms of Use is held to be invalid or in any way unenforceable, the remaining terms and conditions shall continue to be valid to the fullest extent permitted by law

11. Laws and Jurisdiction

1. The Terms of Use are governed by English law and are subject to the exclusive jurisdiction of the courts of England and Wales

12. Changes to Our Terms of Use

1. Any changes we make to our Terms of Use in future will be posted on this page. These Terms of Use were last updated on 6 June 2024